Partner to nursing home? Single AOW (state pension), yes or no?

Are you married or cohabiting in The Netherlands and is your partner going to a nursing home? Then you will receive a letter from the Social Insurance Bank (SVB) in which you can make the choice to convert a married/partnership state pension (in Dutch: AOW) to a single AOW. This seems attractive: a...

Annuity: an honest overview of the advantages and disadvantages

If you are an entrepreneur and want to build up a pension, you have to arrange this yourself. The most common way is to do this through an annuity policy. You can arrange this through insurers, banks or investment institutions. There are a number of advantages and disadvantages associated with this...