What to do with a lower pension

Because of the lowering of the pension built-up percentage, beneficiaries of the pension built up less pension. The maximum pension built up is now 1.875% instead of the old 2.15%. Maximising the wage to €100.000 over which pension premiums are paid also has an impact on your future pension....

Self-employed professionals and pension through bank investments

As a self-employed professional you are entitled to a government pension on your pension date; the AOW (state pension). If you wish to have a higher pension as a self-employed professional, you will have to built-up the so-called third pillar yourself.

A strict prenuptial agreement can prevent a lot of misery

Most couples that marry choose to marry in community of property. This means that you are both entitled to half of the property, but that you are also responsible for half of the communal debts.