What to do with a lower pension

Because of the lowering of the pension built-up percentage, beneficiaries of the pension built up less pension. The maximum pension built up is now 1.875% instead of the old 2.15%. Maximising the wage to €100.000 over which pension premiums are paid also has an impact on your future pension....

A strict prenuptial agreement can prevent a lot of misery

Most couples that marry choose to marry in community of property. This means that you are both entitled to half of the property, but that you are also responsible for half of the communal debts.

How can you prevent the negative effects of prenuptial agreement?

Marrying with a prenuptial agreement can be sensible in some cases. However, not checking the prenuptial agreement can create problems in the case of a divorce concerning the divide of the Wealth.

Lending money: Make sure to organise it properly

Lending money: Make sure to organise it properly Lending money to a family member that is short on money or  a friend who wants to use it to start his enterprise. How should you handle this?