What to do with a lower pension

Because of the lowering of the pension built-up percentage, beneficiaries of the pension built up less pension. The maximum pension built up is now 1.875% instead of the old 2.15%. Maximising the wage to €100.000 over which pension premiums are paid also has an impact on your future pension....

Self-employed professionals and pension through bank investments

As a self-employed professional you are entitled to a government pension on your pension date; the AOW (state pension). If you wish to have a higher pension as a self-employed professional, you will have to built-up the so-called third pillar yourself.