Spouses in divorce can sometimes be considered for the transitional law

The interest that you pay over your mortgage, can be deducted from your taxable income. Because of this you pay less income tax. This is the mortgage interest tax relief. 

What to do with a lower pension

Because of the lowering of the pension built-up percentage, beneficiaries of the pension built up less pension. The maximum pension built up is now 1.875% instead of the old 2.15%. Maximising the wage to €100.000 over which pension premiums are paid also has an impact on your future pension....

Willingness for saving and repayment of the own residence

Until the economic crisis of 2008 it was usual to loan 150% of the value of your house. This loan to value rate will decrease to 100%. A consequence of this is that the financing of renovation or accompanying buying costs (costs for the notary, transfer tax etc.) can no longer be paid from a...