AOW for expats: accruing State pension in NL

If you live or work in the Netherlands, you usually accrue a basic pension from the Dutch government (AOW). You are entitled to payment of the accrued amount if you are of legal age to stop working. Do you live and work as an expat in the Netherlands? Then read in this article whether you accrue...

Legal payment term shortened

Do you, as a self-employed person or SME, supply goods or services to a large company? As of 1 July 2022, the legal payment term of monetary claims by your company has been shortened from 60 to 30 days. Large companies therefore must pay your invoices faster.

Closing your sole proprietorship? Check the arrangements this requires.

Disappointing results, a new career, retirement, rising costs or a changing legal form: there are plenty of reasons to stop when you are self-employed. Whatever the reason, if you are closing your sole proprietorship, there is quite a bit involved. In this text you can read what you need to arrange.

Partner to nursing home? Single AOW (state pension), yes or no?

Are you married or cohabiting in The Netherlands and is your partner going to a nursing home? Then you will receive a letter from the Social Insurance Bank (SVB) in which you can make the choice to convert a married/partnership state pension (in Dutch: AOW) to a single AOW. This seems attractive: a...

Building up a pension as an entrepreneur in The Netherlands?

Building up a pension as an entrepreneur in The Netherlands? These are the actual costs of an annuity policy

Annuity: an honest overview of the advantages and disadvantages

If you are an entrepreneur and want to build up a pension, you have to arrange this yourself. The most common way is to do this through an annuity policy. You can arrange this through insurers, banks or investment institutions. There are a number of advantages and disadvantages associated with this...